Some people may not file their tax returns because they don't have the money to pay. This is a big mistake! Bob says, failure to file is criminal. If you file and owe money, it's a civil matter. Failure to file can result in jail time, whereas if you file accurately and honestly and owe money you will never be behind bars because of a tax issue.

 The phone rings. It's a government tax authority asking you about your tax situation. With Bob on your side, simply tell them that they need to talk to your accountant. He has power of attorney. 'End of conversation.

 Honesty is the best policy. Be sure to report all of your income.

 Keep accurate records of your income and expenses.